NoCode.shop vs Gumroad: Which Platform to Sell Subscriptions?

Gumroad takes 10% of every sale. NoCode.shop gives you a full website, billing, and customer portal - for a flat €75/month with zero platform fees.

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Two Different Approaches

NoCode.shop
Gumroad
Concept
All-in-one subscription business platform
Digital product marketplace with basic memberships
Target audience
Entrepreneurs and SMEs building subscription businesses in Europe
Individual creators selling digital products worldwide
Monthly price
€75/month (up to 30% off annually)
Free (no monthly fee)
Platform fee
0%
10% + $0.50 per sale
Payment processing
Stripe: 1.4% + €0.25 (EU cards)
~2.9% + $0.30 (credit card)
Website builder
Full drag-and-drop page builder
Basic storefront profile page
Customer portal
Yes — subscribers manage account, invoices, plans
Basic — download history and membership management
Invoicing
Automated invoicing with VAT handling
Handled by Gumroad as Merchant of Record
Email
AI-powered blog + notifications
Basic email broadcasts
Payment methods
Credit card (Stripe) + SEPA direct debit (GoCardless)
Credit card + PayPal
Dunning management
Automated failed payment recovery
No native dunning
White label
Full white label — your brand only
Gumroad branding on checkout, emails, and receipts
Currency
EUR-native pricing
USD only (conversion fees for non-USD)

NoCode.shop saves you over €2,300/year.

Gumroad is free to start — but the 10% platform fee adds up fast. Here’s what both platforms cost on €2,000/month in revenue (40 transactions at €50 average):

Gumroad
NoCode.shop
Platform fee
€200 (10% of revenue)
€75 (flat)
Per-transaction fee
~€18 (40 × $0.50)
€0
Payment processing
~€70 (2.9% + $0.30 × 40)
~€38 (1.4% + €0.25 × 40)
Currency conversion
~€20–40 (estimated)
€0 (EUR-native)
Total
~€308/month (~€3,696/year)
~€113/month (~€1,356/year)

You save ~€2,340/year with NoCode.shop — and you get a full website, customer portal, and dunning management that Gumroad doesn’t offer.

Why NoCode.shop wins for subscription businesses.

A Real Website, Not Just a Product Page

NoCode.shop gives you a full drag-and-drop website builder — landing pages, sales pages, blog, all under your custom domain. Gumroad gives you a profile page with a product grid. If you need a real web presence to build your brand, NoCode.shop delivers it out of the box.

SEPA Direct Debit

In Europe, many B2B and subscription buyers prefer SEPA direct debit — lower fees, no card expiration issues, and higher retention rates. NoCode.shop supports SEPA via GoCardless natively. Gumroad only accepts credit cards and PayPal.

Automated Dunning That Saves Revenue

When a subscriber’s card expires or a payment fails, NoCode.shop automatically retries and notifies the customer — recovering revenue that would otherwise be lost. Gumroad has no native dunning management.

Full White Label — Your Brand, Not Theirs

Every touchpoint in NoCode.shop — checkout, portal, emails, invoices — carries your brand only. Gumroad places its own branding on checkout pages, receipts, and emails. Your customers should see your name.

A Customer Portal Your Subscribers Will Use

NoCode.shop includes a branded customer portal where subscribers can view invoices, update payment methods, change plans, and manage their account. Gumroad offers a basic library page — no self-service billing portal.

EUR-Native Billing, No Conversion Headaches

NoCode.shop is built for European sellers. Prices, invoices, and Stripe processing are all in EUR. Gumroad processes everything in USD — your customers pay conversion fees, and your payouts are converted back.

Who is Gumroad for?

Gumroad is a solid choice if you’re an individual creator selling one-off digital products (ebooks, templates, design assets) and you want the simplest possible setup with zero upfront cost. Its Merchant of Record model is a real advantage if you sell globally and don’t want to handle tax compliance yourself.

NoCode.shop is the better fit if you’re building a subscription-based business — memberships, courses, recurring services — and you want a professional website, customer portal, automated billing, and dunning management without assembling five different tools. Especially if you’re based in Europe and want EUR-native billing with SEPA support.

Frequently asked questions

Gumroad has no monthly fee, but it takes 10% + $0.50 on every sale, plus payment processing fees (~2.9% + $0.30). On €2,000/month in revenue, you’re paying over €300/month in total fees. "Free" doesn’t mean cheap at scale.

Yes. You can export your customer and product data from Gumroad and set up your storefront on NoCode.shop. Since NoCode.shop connects directly with Stripe, you’ll need to create new subscription plans and invite existing subscribers to re-subscribe. Contact the NoCode.shop team for migration support.

No. Gumroad does not have native automated dunning for failed subscription payments. When a payment fails, the subscription is at risk of churning. NoCode.shop includes automatic retry logic and customer notifications to recover failed payments.

Gumroad is a marketplace and checkout tool for digital creators. NoCode.shop is an all-in-one platform for building and running a subscription business — including the website, billing, customer portal, and dunning. Gumroad helps you sell a product. NoCode.shop helps you build a business.

No. Gumroad accepts credit cards and PayPal only. If your European subscribers prefer SEPA direct debit (common in B2B and recurring billing), NoCode.shop supports it natively through GoCardless.

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